Nest Egg Importance

Business owners are terrible at paying themselves first. I say this with love, because I used to be one of them. You reinvest everything into the business because you believe in it. You’ll take care of retirement “someday.” And then someday is...

Organization Tools

I have strong opinions about organizational tools, because I’ve watched clients waste thousands of dollars on software they barely use and thousands more hours trying to make the wrong tool work for them. So let me save you some time and money. First rule: the...

Financial Freedom

People throw around the phrase “financial freedom” like it’s a marketing slogan. Let me define it the way I see it. Financial freedom is when your money can sustain your life without you having to trade more hours for it. It’s when the business...

Financial Indicators

If someone asks you “how’s business?” and the best answer you can give is “pretty good, I think,” we have work to do. Running a business on gut feel is a strategy that works right up until it doesn’t. Financial indicators are the...

The Essentails

Every once in a while I get a new client who’s been running their business for years without any real financial infrastructure. No accounting system. No separate bank account. Tax prep once a year from a shoebox of receipts. They’ve made it work, sort of,...

Recession Planning

Nobody wants to talk about recessions until we’re in one. And by then, it’s too late to plan. So let’s talk about it now. I’ve been doing this long enough to see a few downturns, and the businesses that survived them all had a few things in...